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Stop Loss Underwriter

Employee Type:  Full-Time

Pembroke, MA, US, 02359

Job Type:  Administrative
Secondary Location: 
Years of Experience: 

AccuRisk Solutions, a division of Ryan Specialty, is looking for a Stop Loss Underwriter to join our Pembroke, MA team. We are a fast-paced, energetic, and rapidly growing organization that offers a great opportunity for someone interested in further developing their career. Ryan Specialty has been named one of America’s Most Loved Workplaces by Newsweek and has been named 2023 Top Insurance Employer by Insurance Business America.

Position Summary:

The Stop Loss Underwriter position is responsible for pricing quotes and analyzing the structure of a contract for a group based on claims experience, characteristics of the employee groups, etc.

Essential Functions:

  • Responsible for a book of business of renewing accounts and writing new business at profitable levels to help the company achieve overall business targets or assigned volume of new applications or RFPs. Utilizes various systems and tools to obtain necessary data and accurately complete and track assigned work.
  • Calculate rates, interpret pricing policy, and adapt to unusual situations.
  • Identify questionable claim patterns of renewal clients and issue with competitor’s claims experience for prospect clients and develop recommendations to account for these situations.
  • Apply corporate risk management policies and adjust for unusual situations that may not have been considered in the standard rating process.
  • Identify when clients do not comply with corporate risk management policies, disclosure rules, or conditions/criteria for enrollment.
  • Recommend appropriate adaptation of pricing within the appropriate policy or guideline to accommodate each client-specific or individual situation.
  • Analyze member risk and engage internal departments to manage this risk.
  • Support other internal initiatives which may include but is not limited to fraud detection, corporate compliance, wellness/disease management, and product development efforts.
  • Complete renewals, prospect quotes, review of lower-level analyst work in accordance with production and timeliness standards.
  • Adapt to changing priorities as quotes come in from different markets and adapt to new priorities and requirements.
  • Communicate recommendations of policy adaptation to accommodate client-specific situations supported by a clear rationale or management principles.
  • Influence Sales team and external audiences toward appropriate risk solutions.
  • Influence Sales team towards the appropriate pricing and structure of each quote. When necessary, influence other market partners, e.g., brokers and TPAs.


  • Bachelor’s Degree preferred.
  • 3-5 years’ underwriting experience.
  • Skilled and knowledgeable interaction with various internal departments and external stakeholders.
  • Ability to use applicable computer systems, electronic tools, and applications.
  • Ability to work independently and assume responsibility for projects across a continuum from routine to highly complex.
  • Demonstrate an understanding and support of corporate and departmental goals and initiatives.
  • Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations.
  • Good problem-solving, organizational, and negotiation skills required.
  • Excellent math aptitude required to complete analysis.


Ryan Specialty is an Equal Opportunity Employer.
We are committed to building, growing, and sustaining a diverse workforce that is reflective of society throughout the entirety of the organization and throughout the insurance industry.
We strive to harness our differences and commonalities to better serve our clients, trading partners, workforce, and communities.
We aspire to cultivate a company that is both inclusive and equitable, where every employee is recognized and assessed based on their performance and contributions.

Nearest Major Market: Boston

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